Considered one of the best places to live in California, Santa Clara County was also named as the best county to live in out of the whole state as of 2021.

Preapproval lets sellers know you’re serious and you’ve got the financials to back up your interest and intent.

You’ll want to be sure you have a little extra in your savings account, as there are a few other costs involved.

Buyers who have recently switched careers will need to show two years of steady income, with no significant dip in salary that came with the job change.

Generally lenders will look to see that you’re employed and in a stable position; Ideally, you’ve been working at the same place for at least two years.

A great score will boost your buying power (you’ll be able to lock in a lower interest rate on your mortgage loan, possibly allowing you to borrow a higher amount)

A larger down payment might help lenders and sellers see you as a favorable buyer, given the financial security you’re showing.

An experienced agent will be an expert in the area you’re looking to buy in, and will be able to flag new listings for you.

It’s important to set your budget before you get preapproved, so you aren’t potentially taking on more of a financial commitment than you can handle.